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Will setting a budget include transactions on all of my accounts?

Your budgets will be managed based on transactions made on the current accounts you selected to include within 'Spending' when you set up the feature in your mobile app. You can amend this at any time in the 'Settings' section if you wish to add or remove accounts.

How do I add/remove accounts from my budgets?

You can chose which of your current accounts are included as part of the set up, and amend this at any time in the 'Settings' section from the 'Spending' page, if you wish to add or remove accounts.

Will setting a budget include transactions on my credit card(s)?

The 'Spending' and 'Budgets' features do not currently include credit card transactions. Your budgets will be managed based on transactions on all of the current accounts selected when you set up the 'Spending' feature in your mobile app.

We are working on adding credit card transactions to the 'Spending' tab in the future.

Will setting a budget include transactions on my account(s) with another bank?

The 'Spending' and 'Budgets' features do not currently include transactions from account with other banks. Your budgets will be managed based on transactions on all of the current accounts selected when you set up the 'Spending' feature in your mobile app.

We are working on including accounts with other banks in the 'Spending' tab in the future.

If I set a budget, will my joint account holder be able to view or amend it?

No. The budgets you set are personal to you as an individual. Any joint account holders will not be able to see budgets set by the other, and can set their own budgets in their app.

Can I set a budget for a specific retailer or type of transaction?

You cannot set a budget for a specific retailer or type of transaction. You can set a budget against any of the spending categories and you can recategorise specific retailers or types of transactions into those categories.

Can I set a budget for a time period longer or shorter than a month

Budgets are set to run monthly in line with your spending period, our customers have told us this is how they budget their spending between paydays.

You can always check your progress against your budget at any point throughout the month, as often or as little as suits you best. You can also amend the date of the month on this rolling period will begin to suit your needs.

Will setting a budget, and how I perform against it, affect my credit rating?

The budgets you set are for your personal use and monitoring only and will not affect your ability to obtain credit.

Is the bank monitoring how well I perform against my set budget?

The budgets you set are for your personal use and monitoring only. We do not monitor your performance against your set budgets, other than to display this information to you within your app. Bank staff will not have access to view or amend any details within 'Spending' or 'Budgets'.

Does the bank share how well I perform against my set budget with anyone else?

The budgets you set are for your personal use and monitoring only. We do not monitor your performance against your set budgets, other than to display this information to you within your app.