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What is the interest rate and fee for doing a balance transfer to my credit card?

The rate of interest you'll pay on a balance transfer to your credit card depends on the balance transfer offer you're applying for.

You can find out what the available interest rate is by referring to your terms and conditions, any recent correspondence you have received from your card carrier or to your latest statement.

Alternatively, you can contact credit card services who will be able to let you know your available rate.

There are currently no fees associated with our balance transfers. You may not transfer the balance from another Royal Bank of Scotland Group credit card.

Card services
You can contact our credit card team via secure messaging within your mobile app, or alternatively please ring on:
Gold credit cards: 0345 300 4643
Student credit cards: 0345 300 4642
Overseas: +44 126 850 8018
Minicom: 0800 015 4422
Open 24 hours a day.
Calls may be recorded.

How can I do a balance transfer to my credit card?

How long does a balance transfer to my credit card take to complete?