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Ulster Bank is covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank or building society is unable to meet its obligations. Most depositors - including most individuals and small businesses - are covered by the scheme.

In respect of deposits an eligible depositor is entitled to claim up to £85,000. For joint accounts each account holder is treated as having a claim in respect of their share so for a joint account held by two eligible depositors the maximum amount that could be claimed would be £85,000 each (making a total of £170,000). The £85,000 limit relates to the combined amount in all the eligible depositor's accounts with the bank including their share of any joint account and not to each separate account.

For further information about the scheme including the amounts covered and eligibility please refer to the FSCS website at www.fscs.org.uk (opens in a new window) or call 0800 678 1100.

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