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How long does it take for cheques to clear when paid in at the Post Office®?

Cheques paid in to an Ulster Bank account will take longer to clear when paid in at the Post Office®.

It will take 2 working days for the cheque value to appear on your statement after paying-in at the Post Office®.

Funds will be available to withdraw 5 working days after paying-in at the Post Office®.

Subject to Post Office® outlet cut off times. Please contact the Post Office® for specific outlet cut off times.

For example:

  • Pay in a cheque on Monday before the Post Office® cut off time, the cheque value will appear on your statement by Wednesday and funds will be available to withdraw by the following Monday.
  • Pay in a cheque on Monday after the Post Office® cut off time, the cheque value will appear on your statement by Thursday and funds will be available to withdraw by the following Tuesday.